Editorial Standards
Healthcare and insurance decisions affect family finances and health outcomes. The content on this site is held to standards designed to earn — and keep — your trust.
Authorship & Accountability
Every article on JuanBaldrich.com is authored by Juan Ignacio Baldrich, a licensed insurance agent (since 2010; FL 2-15 P230623, NPN 15714451) with verifiable credentials listed on the credentials page. Each article carries the author's name, publication date, and last-updated date.
Evidence & Citations
- Factual claims about Medicare, ACA rules, and insurance regulation are sourced to primary authorities: CMS/Medicare.gov, HealthCare.gov, the IRS, NAIC, and state insurance departments.
- Every article includes a references section with links to sources.
- Where rules change annually (subsidies, enrollment dates, plan figures), articles direct readers to the current official source rather than freezing numbers that will expire.
Experience Disclosure
Commentary is drawn from Juan's first-hand professional experience — 15+ years of licensed practice, national provider-strategy leadership, and daily consumer-facing work. Opinions are labeled as such and distinguished from regulatory fact.
Conflict of Interest Disclosure
Juan Baldrich is a licensed insurance agent and founder of TuSeguroMedico.com and Panel Development Partners Agency. He and his agencies may receive compensation when readers enroll in insurance plans through them. This is disclosed in every article's disclaimer. Educational content on this site never recommends a specific carrier or plan.
What This Site Will Not Do
- Publish claims, statistics, awards, or endorsements that cannot be verified.
- Present sales content as neutral education.
- Offer individualized financial, tax, legal, or medical advice.
Corrections Policy
Errors are corrected promptly upon discovery, with the article's "last updated" date revised. To report an error, contact ayuda@tuseguromedico.com with the article URL and the issue. Substantive corrections are acknowledged within the article.